| 3 2 | | | | 40 | | | | 2018 2019 | | | |  | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 2018 40 | | | | | | | 2018 | 2019 | 2019 70 | | | 40 | | | | | | | | | | | | | | | | | |  | | | | | | | | | | | | | | 5% | 9% 5% | 9% | 10% | | 7.5 % 8% | | 2019 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 12345 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |  | | | | | | | | | | |  | | | | | | | | |